Multi-Peril Crop Insurance

  • Yield Protection (YP) provides protection against production losses
  • Coverage levels available from 50% to 85% in 5% increments
  • Catastrophic (CAT) coverage available at 50% coverage level with 55% of projected price
  • YP and CAT include prevent plant coverage
  • YP includes replant coverage
  • Revenue Protection (RP) provides protection against production loss, the decline of commodity price or combination of both
  • Coverage levels available from 50% to 85% in 5% increments
  • RP includes replant and prevent plant coverage
  • RPHPE (Harvest Price Exclusion) also available under RP
  • Area Yield Protection (AYP) provides protection against loss of yield due to county level production loss
  • Coverage levels available from 70% to 90% in 5% increments
  • CAT is available for AYP at 65% coverage level and 45% of projected price
  • No prevent plant or replant coverage
  • Area Revenue Protection (ARP) provides protection against loss of revenue in a county caused by low yields, low prices or a combination of both low yields or prices
  • Coverage levels available from 70% to 90% in 5% increments
  • No prevent plant or replant coverage
  • Area Revenue Protection with Harvest Price Exclusion (ARPHPE) also available
  • Replant coverage included with Yield Protection and Revenue Protection policies
  • Supplemental Replant Coverage available in addition to your included Common Crop Insurance Policy’s replant coverage
  • Only available if producer elects Price Loss Coverage (PLC) at the FSA Office
  • Supplemental Coverage Option (SCO) provides additional coverage on top of an  underlying MPCI policy
  • Coverage available up to 86%
  • SCO has 65% premium subsidy
  • Losses are area based and an indemnity triggers when there is a county level loss

Hail Insurance

  • Hail Protection
  • Fire Protection
  • Wind Protection
  • Vandalism
  • Fire Department Service Charge
  • Transit Coverage
  • Stored Grain Coverage
  • Catastrophe Loss Award (most coverages)
  • Replanting Coverage (most crops)
  • Protects profits​​​
  • Protects crops up to the full value
  • Acre-by-acre coverage provides protection from isolated damage
Other endorsements available:
  • Green Snap
  • Replant Buyout
  • Replant Exclusion

Pasture, Rangeland & Forage

  • Pasture, Rangeland and Forage is a rainfall index program used to financially stabilize your forage production over time.
  • Provides coverage for lack of precipitation over two month intervals within your grid.
  • PRF Grids are approximately 12 miles x 12 miles
  • Precipitation data collected and certified by National Oceanic and Atmospheric Administration (NOAA).
  • Federally subsidized program (51%)
  • No record keeping or adjusters required
  • Claims automatically generated at the end of chosen two month intervals.

Livestock Insurance

  • Livestock Risk Protection (LRP) provides protection against declining livestock prices if the price drops below the selected coverage price
  • Must have ownership of livestock to be eligible
  • LRP prices are set daily at market close
  • Coverages vary by type, target weight and length of contract endorsement period
  • Death of livestock is not an insurable peril